Inventory Financing For Builders

Every business needs a steady supply of inventory to keep operations running smoothly and meet customer demands. But when funds are tied up, restocking essential items can be a challenge. That’s where inventory financing can help.

Inventory financing provides a smart way to access the value of your existing or nearly completed units. By mortgaging constructed or 80-90% completed properties, builders can access immediate capital to keep projects moving smoothly. With our tailored financing solutions, you can secure the funds needed for ongoing or upcoming developments without cash flow disruptions.

Key Features of Inventory Financing

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Starts from Rs 5 Cr (No capping on higher side)

interest rate

Starts with as low as 12% and varies as per the profile and financials

flexible repayment

Tenure 12 to 60 months (Depending on the project stage)

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Finance residential and commercial properties

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Secured against the property

Advantages of Inventory Financing for Builders

  1. Free up working capital tied up in unsold inventory to ensure smooth business operations.
  2. Prevent construction or expansion delays due to financial limitations.
  3. Effectively monetize your near-complete or ready-to-sell inventory.
  4. Optimize costs by paying interest only on the amount used.
  5. Uphold a strong reputation by delivering projects on time.

Eligibility Criteria for Inventory Financing

  1. Builders with completed or partially completed projects (minimum 80-90%).
  2. A proven track record in the construction or real estate sector.
  3. Proper documentation of property ownership and approvals.
  4. The project should be located in an approved or recognized area.
  5. A good credit history and CIBIL score.

Let’s book a quick chat to discuss builder financing options!

Documents Required for Inventory Financing

  1. KYC Documents: Aadhaar, PAN Card, Passport, or Voter ID.
  2. Project Details: Approval letters, construction plans, and valuation reports.
  3. Financial Records: Audited financial statements and income proof.
  4. Property Documents: Title deeds and encumbrance certificates.
  5. Business Documents: GST registration, partnership deed, or Articles of Association.

Inventory Financing for Builders at Terkar Capital

Terkar Capital understands the financial challenges real estate developers face in Pune, PCMC, and Mumbai, especially when managing large-scale projects. We offer customized financing solutions in these cities, ensuring that businesses can maintain inventory levels without financial strain. With quick access to funds, you can stay ahead in the market and keep your business running seamlessly. Let’s explore how we can help drive your business forward.

How Do We Execute?

Check your CIBIL score for free.

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Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

Yes@terkarcapital.com

+91 8308629820

Corporate Office

The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.

Mumbai@terkarcapital.com

+91 7414973455

Branch Offices

Nashik | Nagpur | Chhatrapati Sambhaji Nagar | Hyderabad

Operational Presence

Delhi | Bengaluru | Chennai | Kolkata | Ahmedabad | Surat

Growing Nationwide…

Terkar Capital

In Association with:

MSME Global Mart | MCCIA

© Terkar Capital 2025

CIN – U70200PN2023PTC224016

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