Imported Machinery Finance at Ease!

Expand your business faster by importing machines globally. Our easy financing options allow you to upgrade your equipment to match your specific business requirements.

No Collateral Required
Quick Approval
Flexible Terms

Up to 100 Cr

From 7 Pa*

Tenure upto 60 Months

Imported Machinery Finance

Imported Machinery Finance offers competitive financing solutions and streamlined processes to facilitate the procurement of advanced equipment from global suppliers. These tailored financial solutions enable businesses to acquire essential assets without compromising cash flow, boosting production capacity, and strengthening market position through access to the latest technologies.

Key Features of Import Machine Finance

(*T&C Applied)

Import Machine Finance Process

Acquiring imported machinery is simplified With a Buyer’s Credit Facility. Your overseas vendor receives payment directly from the overseas bank. You, the client, then make payments through a special account (called a Nostro account) set up and managed by your local bank.

We handle the entire transaction and create a convenient EMI payment plan for you. Each EMI payment is placed in a Fixed Deposit, and after 12 months, the total amount is sent to the overseas Nostro account. Plus, the interest earned on these Fixed Deposits goes back to you, lowering your overall financing costs.

Import Machinery Finance Eligibility

To secure funding for imported machinery, businesses must meet specific eligibility criteria. The financial institutions evaluate multiple factors as:

Must be a registered entity (Proprietorship, Partnership, LLP, Private Limited, or Public Limited Company).
Minimum operational history of 2–3 years
A positive cash flow.
A good credit rating and financial stability.
The machinery must be new or pre-approved used equipment from an international supplier.
Supplier credibility and compliance with customs and regulatory norms.
Collateral requirements depend on loan type (secured/unsecured).

Import Machinery Finance Eligibility

To secure funding for imported machinery, businesses must meet specific eligibility criteria. The financial institutions evaluate multiple factors as:

Must be a registered entity (Proprietorship, Partnership, LLP, Private Limited, or Public Limited Company).
Minimum operational history of 2–3 years
A positive cash flow.
A good credit rating and financial stability.
The machinery must be new or pre-approved used equipment from an international supplier.
Supplier credibility and compliance with customs and regulatory norms.
Collateral requirements depend on loan type (secured/unsecured).

Documents for Import Machinery

To avail of Imported Machinery Funding, the following documents are needed:

Financial Documents (Last three years complete financials, including Saral Page, COI, Balance sheet, Profit and Loss account, Financial Notes etc) – if the unit is
Owner KYC
Firm KYC
Proposed machinery Quotation
Proposed machine cash flow.

Please be advised that the lending institution might request additional documents.

Import Machinery Finance at Terkar Capital

Terkar Capital offers Imported Machinery Finance, enabling businesses to acquire advanced machinery without depleting their valuable capital reserves. Instead of making upfront payments, manufacturers can opt for imported machinery finance and facilitate payments through Letters of Credit (LC) or Buyer’s Credit Facility.

This facility is available for dollar-based funding, making it subject to SOFR (Secured Overnight Financing Rate) + margins. SOFR, a variable exchange rate, fluctuates between 5-5.50%, while domestic bankers typically charge an additional 2% margin to facilitate the transaction. Consequently, the total interest rate ranges between 7-7.50%, making it a cost-effective solution for manufacturers.

Client's Testimonial

What our clients think about us?

H Tamhankar

We are very thankful to Terkar Capital for your efforts in arranging facility. Their approach is very simple, professional, and fast! The team is highly responsive that executed the process in short span of time without any hassles. Great work... Thank you!

J Agwan

Terkar Capital is upright at delivering specialized funding needs. They implement what they state. Because of you, we're able to make our business reach an exponential level.

A Waghmare

Obliged for the services by Terkar Capital in helping secure funds for the business. They offer a broad range of advanced funding solutions and deliver financial solutions that are right for customers. Grateful for the services rendered by your firm.

C Sonawane

Thank you Terkar Capital for processing my business loan in just a few working days. Very professional & skilled team. They understood my requirements to a level that were beyond my expectations from any lending company. I strongly recommend Terkar Capital.

Financial Instruments We Arrange

FAQs On Imported Machinery Finance

Collateral requirements vary based on loan type (secured or unsecured). Some lenders may accept machinery itself as collateral, while others require additional security.

No, typically, financing covers only the machinery cost.

Yes, some lenders offer refinancing options to restructure existing loans for better interest rates and repayment flexibility.

Yes, an import-export (IE) code is typically required to avail of imported machinery finance.