Professional Loans for Doctors

Doctors require funding to stay on top of the healthcare industry and provide patient care. This financial aid may be required to establish a private practice, start a clinic, purchase advanced medical equipment, or secure a hospital space. Hence, recognizing these needs, Terker Capital extends financing with or without collateral. We facilitate financing tailored specifically for doctors.

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Key Features of Doctors Loan

What are the doctor's loan benefits?

Below are notable doctors’ loan benefits:

Purchase office equipment
Consolidating your high-interest debts
Adopting the most recent medical technologies
Expanding or improving your current clinic
Expand clinic services and hire qualified staff
The interest rate at which funding is available to businesses with collateral, the same as that available to doctors without need for collateral.

What are the eligibility criteria for doctors?

The applicant should possess a recognized medical degree such as MBBS, MD, MS, or equivalent.
May require professional experience often ranging from 3 to 5 years in medical practice.
An age range of 25 to 65 years A good credit history and score is essential.
The doctor should be registered with the respective medical council in India.

Documents Required for Doctors Loan

Having your documentation in order will speed up the loan approval process. Below is the required documents list:

The highest professional degree confirms qualification.
Medical Council of India (MCI) Registration Proof
KYC Proof: Aadhaar, Passport, Voter ID, Driver’s license, and PAN cards
Address Proof: Aadhaar, Passport, Voter ID, or a Driver’s license
A six-month bank statement.
CA-certified/audited ITR and financial statements for the past 2 years.
Proof of continued operation (ITR, trade license, establishment certificate, sales tax certificate).
Additional Required Documents, such as the Sole Proprietary Declaration, Certified Copies of the Partnership Agreement
Director-certified original copy of MOA, AOA, and Board Resolution.

How do we execute a doctor’s funding proposal?

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Doctors Loan at Terkar Capital

At Terkar Capital, we understand that doctors have unique financial needs. That’s why we offer flexible and affordable professional loans specifically designed for doctors. Our doctors’ loans are designed with versatility in mind. You’ll benefit from quick disbursement, a repayment schedule that suits your needs, and no foreclosure fees. Additionally, doctors can leverage their property as collateral to secure unsecured business loans, helping them easily reach their financial aspirations.

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FAQs on Doctors Loan

Indeed, banks take into account your CIBIL report and repayment history when deciding how much money to lend you.

The charges for prepayment of a doctor’s loan vary depending on the lender, the type of loan (secured or unsecured), and the terms agreed upon in the loan agreement.

Yes, by mortgaging their property, doctors can profit from this financing opportunity. Depending on the mortgaged property, a loan amount of up to 5 cr may be offered.

In India, doctors can generally access ₹ 25 lacs to ₹1 crore in a collateral-free professional loan.

We Facilitate the Following Funding Instruments

Client Feedback

What our clients think about us?

Dr. B Inamdar

I am extremely pleased with the service I received. The team demonstrated a deep understanding of our business needs and provided practical, actionable insights that made a significant impact. Their professionalism and attention to detail were evident in every aspect of the process. They took the time to listen to our challenges and crafted solutions that were both innovative and effective.

24th Mile

We are very thankful to Terkar Capital for your efforts in arranging facility. Their approach is very simple, professional, and fast! The team is highly responsive that executed the process in short span of time without any hassles. Great work... Thank you!

DR. C Sonawane

Thank you Terkar Capital for processing my business loan in just a few working days. Very professional & skilled team. They understood my requirements to a level that were beyond my expectations from any lending company. I strongly recommend Terkar Capital.

Dr. M Dwivedi

I got an unsecured business loan within 7 working days .their specialized experts verfied all the documents and granted me the loan .getting a business loan from terkar capital is the easiest way to get a loan.