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Business Loan up to 5 Cr under CGTMSE at Ease!

Elevate your business without financial burdens. Our CGTMSE loans provide the funds you need for growth and expansion in Chhatrapati Sambhajinagar.

  • No Collateral Required
  • Quick Approval
  • Flexible Terms

Up to 5 Cr

From 14 Pa*

Tenure upto 60 Months

CGTMSE Loan in Chhatrapati Sambhajinagar

Chhatrapati Sambhajinagar, formally known as the city of Aurangabad, is a vibrant business environment where established industries meet exciting growth potential. It offers opportunities to entrepreneurs with a growing business landscape. Therefore, to cater to various business opportunities, we offer financial instruments tailored to local businesses including credit facilities under CGTMSE. 

CGTMSE scheme supports growth and innovation. With government support, the scheme provides collateral-free financing of up to Rs 5 crore to MSMEs and startups. Our commitment is to provide easy financing solutions that catalyze the aspirations of local businesses contributing to Aurangabad’s thriving economic landscape.

CGTMSE Loan Key Features

CGTMSE loan help businesses cover expenses, ranging from short-term needs like working capital to long-term ones such as equipment purchases and expansion, with the added benefit of credit guarantee support for eligible enterprises.

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Funding up to Rs 5 Cr with competitive rates

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Government-backed Credit Facility

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Credit Guarantee Cover without Collateral

Simple paperwork

Simple terms and less paperwork

flexible repayment

Flexible Loan repayment (up to 60 Months)

(*T&C Applied)

CGTMSE Scheme Eligibility

CGTMSE loan eligibility criteria for businesses in Chhatrapati Sambhajinagar involve meeting certain requirements.

  • Applicant must own a micro or small enterprise.
  • The Business must have at least 3 years of business continuity.
  • Small and medium-sized manufacturing units are eligible.
  • All manufacturing and service sector companies can use this facility.

Note: The eligibility criteria are common for applicants across India. However, there may be certain other criteria as well. Those are to meet specifically with the region or the financial institution that sanctions the loan.

Advantages of CGTMSE Loan Scheme

  • This scheme seeks to strengthen overall credit facilities.
  • CGTMSE scheme provides security without collateral.
  • Under this scheme, the government helps expand the credit facility up to 5 Cr.
  • The guarantee coverage will remain in effect throughout the loan credit.
  • CGTMSE Scheme provides term loans and working capital facilities from a single source

How to get 5 crore business loan in Chhatrapati Sambhajinagar?

Businesses seeking loans through the CGTMSE in Chhatrapati Sambhajinagar should follow the steps below:

1. Start Your Business

We cordially track the deadlines and make our quality tangible, while executing finance projects well ahead of time.

2. Prepare a Project Report

This is extremely crucial as the chances of your loan getting approved will significantly depend on this. You will have to provide a thorough business plan with all the required details.

3. Apply For Loan Sanction

Along with the project report, visit a reputed financial institution or bank to apply for your loan.

4. Get the CGTMSE Coverage

Once your loan is approved, the institution or bank will apply to the relevant CGTMSE scheme. After approval, you can get the loan by paying the required service charges and CGTMSE charges.

Documents Required to get CGTMSE Loan in Chhatrapati Sambhajinagar

The documents required for CGTMSE loans vary from lender to lender. Also from case to case. However, in all scenarios, there is a standard set of documents. Those are as follows.

I. KYC Documents

  • A copy of PAN Card.
  • Proof of Address: (Passport Copy / Aadhaar Card / Electricity Bill / Registered Rent Agreement)
  • Statutory documents

1. Proprietary Firm

  • Shop Act
  • GST Registration Certificate
  • Udyog Aadhaar Memorandum
  • VAT Registration
  • GST certificate
  • other Registrations Applicable.

2. Private / Public Limited Company/One Person Company

  • MOA & AOA, Certificate of Incorporation
  • Certificate of commencement of business in case of a public limited company
  • GST Registration Certificate
  • Shop Act
  • Udyog Aadhaar Memorandum
  • VAT Registration
  • and other Registrations Applicable.

3. Partnership Firm

  • Registered Partnership Deed

4. In Case of LLP

  • LLP Agreement
  • Shop Act
  • Udyog Aadhaar Memorandum
  • GST Registration Certificate
  • VAT Registration and
  • Other Registrations Applicable.

II. Income Documents

  • Last 3 years Financials (IT Returns, Computation Sheet & Balance-sheet). Proof of turnover vide latest sales/service tax returns and Invoice / Purchase Order Copy (for the loan against receivables)
  • Last 1-year bank statement of all operative bank accounts.
  • Details of all existing loans: Sanction Letter and Loan Account Statement for the last 1 year.

III. Property Documents

  • Previous & current sales deed
  • Plant & machinery list
  • Plant & machinery current valuation report
  • Margin money
  • Property photographs
  • Previous property search & valuation report

Apply for CGTMSE Loan at Terkar Capital, Chhatrapati Sambhajinagar

Terkar Capital, a prominent financial institution in Chhatrapati Sambhajinagar, dedicates itself to empowering businesses through CGTMSE loans. This scheme offers a seamless lending experience by providing credit guarantees and minimizing risks for lenders. With extensive expertise, the firm skillfully navigates the evolving financial landscape, presenting customized solutions that align with businesses’ aspirations for growth and expansion.

At Terkar Capital, businesses can avail of business loans up to 5 Crore under CGTMSE in Chhatrapati Sambhajinagar. To ensure effective financing, the firm conducts a thorough financial SWOT analysis. This analysis helps design appropriate debt instruments that meet management’s expectations for raising funds and guarantee the legitimate use of funds.

How we execute Business Loan under CGTMSE?

Here’s the execution process to avail of a business loan under CGTMSE smoothly at Terkar Capital.

business loan execution process

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Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

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Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

Yes@terkarcapital.com

+91 8308629820

Corporate Office

The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.

Mumbai@terkarcapital.com

+91 7414973455

Branch Offices

Nashik | Nagpur | Chhatrapati Sambhaji Nagar | Hyderabad

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Operational Presence

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