Business Loan Without Collateral in Bengaluru

A business loan without collateral has become a favoured option for companies in Bengaluru, offering a practical solution to meet immediate financial needs. These loans deal with various challenges viz purchasing equipment, labour payments, marketing and buying inventory. They provide businesses with the flexibility to navigate short-term financial hurdles.

Hence, at Terkar Capital, we offer unsecured funding solutions, enabling businesses in Bengaluru to access collateral-free loans. Our approach recognises the importance of timely financial support, allowing businesses to efficiently overcome immediate demands and continue their growth journey.

Key Features of Business Loan Without Collateral

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Funding amounts from Rs 25 Lacs to Rs 15 Cr

interest rate

Interest rates start at 14% PA (Subject to Financial Evaluations)

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Smooth Processing

Simple paperwork

Simple terms and less paperwork

flexible repayment

Flexible Loan repayment (up to 60 Months)

Eligibility Criteria

The eligibility criteria for obtaining a business loan without collateral generally demonstrate uniformity across various financial lenders. This consistency is influenced by prevailing lending practices and well-established industry standards.

  • In most instances, a CIBIL score exceeding 720 is requisite.
  • Age requirements vary across financial institutions, typically between 25 and 55 years.
  • The minimum turnover must be 40 lac INR or 50 lac INR depending on the lending institution

Let’s schedule a brief call to discuss business loans for your industry!!

Documents Required

The chances of loan approval and swift processing are greatly influenced by the availability of the necessary documents. Thus, securing a business loan without collateral requires documents such as:

Owner KYC Documents

  1. Adhar Card (complete page)
  2. Pan Card
  3. Latest Electricity Bill
  4. Current Rent Agreement
  5. Passport Size Photo

Business KYC Documents

  1. GST Certificate
  2. MOA, AOA, Pan Card
  3. Shop Act / Trade License
  4. Certificate of incorporation
  5. Shareholding Pattern
  6. Partnership Deed
  7. Current electricity bill and
  8. Rent Agreement

Banking Documents

  1. All account Bank statements (For the last 12 months)
  2. All current loan sanction letters

Financial Documents

  1. Last 2 years' complete Financials
  2. GST Returns (for last 12 months)

Business Loan Without Collateral at Terkar Capital, Bengaluru

At Terkar Capital, we specialize in conducting comprehensive financial SWOT analyses of companies to capitalize on their strengths. Our expertise extends to facilitating debt instruments, including business loans without collateral. Our services are meticulously designed to cater to pressing financing requirements and serve as a catalyst for business expansion and growth. 

We excel in accelerating the loan approval process and guiding clients through the necessary documentation. If you’re seeking funding solutions for your business in Bengaluru, Terkar Capital is your trusted partner. Our tailored services are tailored to cater to your specific needs and ensure a seamless and efficient borrowing experience.

How Do We Execute?

Check your CIBIL score for free.

Client Feedback

What our clients think about us?

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

Yes@terkarcapital.com

+91 8308629820

Corporate Office

The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.

Mumbai@terkarcapital.com

+91 7414973455

Branch Offices

Nashik | Nagpur | Chhatrapati Sambhaji Nagar | Hyderabad

Operational Presence

Delhi | Bengaluru | Chennai | Kolkata | Ahmedabad | Surat

Growing Nationwide…

Terkar Capital

In Association with:

MSME Global Mart | MCCIA

© Terkar Capital 2025

CIN – U70200PN2023PTC224016

All formal communication from Terkar Capital will be conducted exclusively through our designated official emails. Do not respond to fraudulent calls or emails claiming to be from Terkar Capital. Contact us using the official coordinates!!

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