Business Loan Without Collateral

Businesses need funding to grow, but meeting collateral requirements can be challenging. At Terkar Capital, we offer business loans without collateral, empowering companies to secure the necessary funds without the burden of providing assets. These loans are designed to address short-term financial needs, helping businesses thrive and manage immediate challenges effectively. 

Whether it’s purchasing new machinery, paying employees, covering unpaid bills, or stocking up on inventory, our collateral-free loans provide the flexibility to handle these obstacles with ease. let’s explore!!

Key Features of Business Loan Without Collateral

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Funding amounts from Rs 25 Lacs to Rs 15 Cr

flexible repayment

Fast Turnaround time (as low as 3-4 days)

Corporate client

Professional Execution

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Smooth Processing

requirements

Simple terms and less paperwork

(*T&C Applied)

Eligibility Criteria

The eligibility for acquiring a business loan without collateral is generally similar across most financial lending institutions. These requirements are often influenced by lending firms practices and industry standards.

  • A CIBIL score of over 720 is required in most cases.
  • The ages of the applicants must be between 25–55. Again, this does not apply to all financial institutions.
  • business should be operational for at least 3 Years
  • The minimum turnover must be 40 lac INR or 50 lac INR depending on the lending institution.

Let’s schedule a brief call to discuss business loans for your industry!!

Documents Required

The chances of loan approval and swift processing are greatly influenced by the availability of the necessary documents. Thus, securing a business loan without collateral requires documents such as:

Owner KYC Documents

  1. Adhar Card (complete page)
  2. Pan Card
  3. Latest Electricity Bill
  4. Current Rent Agreement
  5. Passport Size Photo

Business KYC Documents

  1. GST Certificate
  2. MOA, AOA, Pan Card
  3. Shop Act / Trade License
  4. Certificate of incorporation
  5. Shareholding Pattern
  6. Partnership Deed
  7. Current electricity bill and
  8. Rent Agreement

Banking Documents

  1. All account Bank statements (For the last 12 months)
  2. All current loan sanction letters

Financial Documents

  1. Last 2 years' complete Financials
  2. GST Returns (for last 12 months)

Business Loan Without Collateral at Terkar Capital

We offer a range of tailored debt instruments, including a business loan without collateral. Our services are designed to address urgent funding requirements and support business expansion. Terkar Capital’s experienced executives are adept at accelerating the approval process and guiding clients through the necessary documentation. If you’re seeking funding solutions for your business, look no further than Terkar Capital.

How Do We Execute?

Check your CIBIL score for free.

Client Feedback

What our clients think about us?

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.

Head Office

Castle Eleganza, 103, Bhonde Colony, Dr.Ketkar Road, Erandwane, Pune – 411004, MH-India

Yes@terkarcapital.com

+91 8308629820

Corporate Office

The Capital, Level 7, B-Wing, Plot C – 70, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.

Mumbai@terkarcapital.com

+91 7414973455

Branch Offices

Nashik | Nagpur | Chhatrapati Sambhaji Nagar | Hyderabad

Operational Presence

Delhi | Bengaluru | Chennai | Kolkata | Ahmedabad | Surat

Growing Nationwide…

Terkar Capital

In Association with:

MSME Global Mart | MCCIA

© Terkar Capital 2024

CIN – U70200PN2023PTC224016

All formal communication from Terkar Capital will be conducted exclusively through our designated official emails. Do not respond to fraudulent calls or emails claiming to be from Terkar Capital. Contact us using the official coordinates!!

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