The government has proposed increasing the collateral-free MSME loan limit to ₹20 lakh. The move is aimed at expanding credit access and strengthening liquidity support for small businesses. This step could significantly boost grassroots entrepreneurship and economic activity.
Following the 125-basis-point RBI rate cut, India’s outstanding commercial loan stock reached Rs 300 lakh crore as of January 2026, an average annual growth of 14.7%. The incremental loan growth in the first ten months of the fiscal year was nearly 35%, with banks increasing their loan share from non-banking
The RBI has proposed draft rules allowing banks to lend to REITs, setting a cap at 10% of their capital base. Essentially, this move aims to boost transparency and structure in real estate lending, consequently improving capital flow into India’s property investment market.
ANIM has objected to the RBI’s new lending norms for brokerage firms, which mandate 100% collateral and restrict lending for proprietary trading. It has asked SEBI for a six-month extension before the norms take effect on April 1, 2026, warning that the stricter framework could reduce market liquidity and increase
We explain how business term loans serve as a structured and reliable financing tool for companies at different stages of growth. Here, we break down short-term and long-term loans, their use cases across industries, and how Terkar Capital helps businesses access tailored capital with clarity, discipline, and speed to support
Starting a business often means balancing ambition with limited capital. This blog breaks down how machinery loans can help startups acquire essential equipment without straining cash flow. If you’re a founder planning CapEx, exploring funding options, or scaling operations, this guide offers practical clarity on financing machinery the smart way.
We ensure equipment refinancing as a smart capital optimisation strategy. It helps you get access to the liquidity from existing machinery without disrupting operations. The narrative explains how we structure refinancing solutions to reduce borrowing costs, improve cash-flow efficiency, and provide additional growth capital, assisting businesses in extracting more value
Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.
