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Lease Rental Discounting by Terkar Capital

A Brief Description of Lease Rental Discounting

The leased properties can source you funds! Yes, you read it correctly. The leased properties can, however, give you funds that can be used for either expansion, purchase of assets or paying off other loans. Such loans can be obtained through a debt product called Lease Rental Discounting (popularly known as LRD). LRD is a […]

Understanding Business Collaterals by Terkar Capital

Understanding Business Collaterals

If you own a business, you might need funds to run and manage its guarantee effectively. Such funds can be raised by either opting for a secured or unsecured loan. You may also need to offer collateral to get the loan application approved. But, what exactly is the collateral? What is business collateral? Collateral is […]

Myths about Debt Funding by Terkar Capital

Myths About Debt Funding

For starting, expanding or running a business, funds are of prime importance. These funds can be raised in two ways, debt and equity funding. Equity Funding is raising finances by selling the shares of a company. Moreover, debt financing occurs when a company borrows money to be paid back at a future date with interest. […]

FAQ on Machinery Finance by Terkar Capital

FAQs on Machinery Finance

Updating to new technology plays a huge role in ensuring that your business grows. The businesses have to adapt to the environment .i.e, they need to update their existing operations. One can opt for purchasing the latest machinery to increase production or can go for expansion. You can avail a machinery loan at attractive rates […]

FAQ on Working capital Finance by Terkar Capital

FAQs on Working Capital Finance

The businesses face cash crunch frequently, the major requirements for funding are from Micro, Small and Medium Enterprises (MSMEs). The need for funds can be for paying dues, purchasing assets, running of the business, expansion, etc. To overcome such issues, working capital can be the perfect solution. This type of finance helps one in short-term […]

Bill Discounting FAQ by Terkar Capital

FAQs on Bill Discounting

Bill Discounting is a method of trading where the seller gets the amount in advance before the maturity of the bill at a smaller amount than its actual.i.e. at a discounted rate. Such a process can be executed with banks or even with Financial Institutions and NBFCs. The reason for discounting is mostly for working […]

Understanding Bank Guarantee by Terkar Capital

Understanding Bank Guarantee

Every business needs a backbone of funds for its effective operations and to maintain the competition in the market. Moreover, there are several debt instruments available for funding, while Bank Guarantees are the most used. Bank Guarantee (BG) is a type of financial instrument offered by a lending institution, where the lender will ensure that […]

Understanding Overdraft Facility by Terkar Capital

Understanding Overdraft Facility

Almost every bank or financial institution in India provides an overdraft facility to its customers. The loan amount and interest rate criteria are decided by banks which may differ and shall depend on the borrower’s profile, repayment capacity, relationship with the banker and also the financial history. As the name suggests, the overdraft is a […]

Letter of Credit Discounting by Terkar Capital

Understanding Letter of Credit Discounting

Every business needs a fund for running its operations, be it for starting a company, expanding a company, purchasing machinery or working capital need. The major requirement of finances for many businesses is for working capital. Traditionally, most of the working capital financial instruments were secured, where one must have some kind of collateral against […]

Understanding Cash Credit by Terkar Capital

Understanding Cash Credit

Every business need funds for running its operations, be it for starting a company, expanding a company, purchasing machinery, or working capital, finance is the foremost requirement. Out of all others, the major requirement of funds is for working capital. Traditionally, most of the working capital financial instruments were secured, where one must have some […]