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what is working capital finance

Working Capital Financing & its benefits.

Working Capital Financing When a business needs money to cover expenses such as day-to-day operations, Purchase of raw material, wages, electricity bill payment, payroll, etc., rather than the purchase of equipment or machinery, such financing is known as Working capital financing. This is a very common type of financing for the business which does not […]

dropline overdraft

What is a Dropline Overdraft?

Dropline Overdraft (DLOD) Dropline overdraft is a facility granted to the customer by a financial institution. Thus businesses can overdraw from their current account up to a limit that banker agrees to. Overdraft is one of the most efficient forms of borrowing as one needs to pay interest only for the amount of money withdrawn. […]

letter of credit discounting

FAQs on Letter of Credit discounting

For running the day-to-day operations working capital of the business is most important. Thus, for that, the company needs to take help of either short-term or long-term loans. Initially, all the loans were secured but now we have multiple secured as well as unsecured options available. So let us Focus on one of such working […]

Bank Overdraft and Cash Credit

Difference between Bank Overdraft and Cash Credit

Bank Overdraft vs Cash Credit For running the daily operations working capital of the business is essential, and for that, the company needs to take short-term or long-term loans. So, the popular options in short-term loans are cash credit and overdraft and long-term loan options are the line of credit or business loans, etc. Cash […]

Bank Guarantee Vs Letter of Credit

Bank Guarantee Vs Letter of Credit

A Bank Guarantee and a letter of credit are the promises from a financial institution. A borrower will actually want to reimburse an obligation to another party, regardless of the account holder’s financial conditions. While different, both bank guarantee and letter of credit, guarantee the third party that if the acquiring party can’t reimburse what […]

MSME Loans FAQs

MSME Loans FAQs

The micro, small and medium enterprises sector is one of the largest providers of employment and industrial output in the country. As much as 45% of industrial production and 40% of India’s exports come from the MSME sector. Hence, the need for business finance is also higher in this sector. So, to avail MSME loan […]

what is lrd loan

A Brief Description of Lease Rental Discounting

The leased properties can source you funds! Yes, you read it correctly. The leased properties can, however, give you funds. It can use for either expansion, purchase of assets or paying off other loans. Such loans can obtain through a debt product called Lease Rental Discounting (popularly known as LRD). Let us learn what is […]

Business Collateral

Understanding Business Collateral

What is business collateral? If you own a business, you might need funds to run and manage its guarantee effectively. Such funds can be raised by either opting for a secured loan or unsecured loan. You may also need to offer collateral to approve the loan application. But, what exactly is the business collateral? Collateral […]

Debt Funding

Myths About Debt Funding

For starting, expanding or running a business, funds are of prime importance. These funds can be raised in two ways, debt funding and equity funding. Equity Funding is raising finances by selling the shares of a company. Moreover, debt financing occurs when a company borrows money to be paid back at a future date with […]

Machinery Finance

FAQs on Machinery Finance

Updating to new technology plays a huge role in ensuring that your business grows. The businesses have to adapt to the environment. That is they need to update their existing operations. One can opt for purchasing the latest machinery to increase production or can go for expansion. You can avail a machinery loan at attractive […]