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cibil-score

Why is CIBIL Score important?

In the year 2000, TransUnion CIBIL was incorporated as Credit Information Bureau of India Limited. This organization issues a score called a CIBIL score for a borrower. This score denotes the creditworthiness of the borrower and his ability to repay the loan on time. A person who has a good credit score has the ability […]

COVID 19 Effects on Indian Loan Market

                                       The nationwide lockdown was imposed in India on the 25th of March. The effects on this complete lockdown will be felt in the Indian Economy some months even after the relaxation. The COVID 19 Pandemic and […]

Debt Syndication FAQs

Syndication is a concept that is in widespread use today. Syndication takes place when a loan asked by a business or corporate is too large for one financial institution to lend. There are different aspects of loan syndication including syndication and consortium. Here are some of the general Questions which customers ask about syndication: What […]

Loan Against Property FAQs

Introduction Loan Against Property is a type of loan where businesses or corporates keep a property as a mortgage with the financial institution and get a loan against it. When you keep a property mortgage, the financial institution will trust you better. It is then easier to negotiate the terms and conditions of the loan […]

Project Finance FAQs

What is the meaning of Project Finance? Project Finance is the financing of long-term, industrial projects, infrastructure projects, or public services using a limited recourse financial structure. Project financing addresses the funding requirements for the exclusive project. We can say that in Project funding, the project itself is collateral. When the project is completed, the […]

Business Loans FAQs

Introduction Business loans are loans taken by businesses or corporations without collateral. These loans are convenient for businesses to manage with the emergency monetary requirements. The procedure to get Business Loans is easier and quicker. Thus your loan will be sanctioned faster. Here are some frequently asked questions by our customers: What are Business Loans […]

Loan Against Property in India

Loans Against Property A loan against property is a loan granted against the mortgage of any type of property. Be it residential, commercial or industrial property. The borrower should declare the end use of the loan in the application form. The property is basically kept as collateral with the lender. When taking a loan, gaining […]

cgtmse-scheme

How to Apply CGTMSE Scheme?

What is the CGTMSE Scheme? Micro and Small enterprises equal a huge chunk of our Indian economy, and as the years are progressing; micro and small businesses and entrepreneurs are introducing innovative products and services. CGTMSE scheme is Credit Guarantee Trust Fund for Micro and Small Enterprises, it is a scheme introduced by the Government […]

machinery-loan

Acquiring a Machinery Loan in India

Machinery Loan When it comes to setting up an enterprise, there are a lot of prerequisites that you need to consider. Depending on the type of business, one of the most essential requirements after capital is machinery. At times, the machinery can be quite expensive and may not fit in the budget that has been […]

Understanding Unsecured Business Loan

Unsecured Business Loan When it comes to business and the dreams of expanding the business, somewhere, finance gets in the way. Insufficient funds or lack of funds and no collateral to acquire a project loan shouldn’t crush your expectations to watch your precious enterprise touch the highest of skies. This is where an unsecured business […]