Working Capital Finance


Working capital is the most important factor in growing the business. Fortunately, today’s era is the best business scenarios. The more money is infused, the more you will get out of it. So the availability of the timely working capital is important to match with the growing requirement of your business as well to match with the seasonal nature of the business. We at Terkar Capital understands the importance of the time and timely availability of optimum finance. We understand the need of the business and understands the criteria of the all the lenders from the market.

Working Capital Instruments

  • Bank Overdraft Facility
  • Bill Discounting
  • Bank Guarantee
  • Factoring

Why Working Capital From Terkar Capital?

  • Experts guidance for the right selection of the working capital product.
  • Faster Turnaround time.
  • Hassle free process.
  • Arranging the optimum finance
  • Selecting the right lender as per the requirement of the borrower.
  • Best ROI from the industry.

Documents Required

The requirement of the documents varies from lender to lender and from case to case. However, in all the scenarios there are the standard set of the documents. Those are as follows.

KYC Documents

  • A copy of PAN Card.
  • Proof of Address: (Passport Copy / Aadhaar Card / Electricity Bill / Registered Rent Agreement)
  • Statutory documents: In the case of Proprietary Firm: Shop Act, GST Registration Certificate, Udyog Aadhaar Memorandum, VAT Registration, GST certificate other Registrations Applicable.
  • Statutory documents: In the case of Private / Public Limited Company/One Person Company: MOA & AOA, Certificate of Incorporation, Certificate of commencement of business in case of a public limited company, GST Registration Certificate, Shop Act, Udyog Aadhaar Memorandum, VAT Registration and other Registrations Applicable.
  • Statutory documents: In the case of Partnership Firm: Registered Partnership Deed, In Case of LLP: LLP Agreement, Shop Act, Udyog Aadhaar Memorandum, GST Registration Certificate, VAT Registration and other Registrations Applicable.

Income Documents

  • Last 3 years Financials (IT Returns, Computation Sheet & Balance-sheet) and Proof of turnover vide latest sales/service tax returns and Invoice / Purchase Order Copy (for the loan against receivables)
  • Last 1-year bank statement of all operative bank account.
  • Details of all existing loans: Sanction Letter and Loan Account Statement for last 1 year.

Property Documents

  • Previous & current sales deed
  • Plant & machinery list
  • Plant & machinery current valuation report
  • Margin money
  • Property photographs
  • Previous property search & valuation report

For More Details Please contact our Experts

For inquiries kindly fill the form and our representative will soon get  back to you.