Working capital is the difference between a company’s current assets and its current liabilities. This type of finance helps businesses bridge short-term cash flow gaps, like facilitating business growth, purchasing raw materials or covering operational payments. So, This is where working capital loans come into play for businesses in Nagpur.
Choosing a working capital loan allows businesses in Nagpur to maintain a seamless and effective flow of their operations. The loans are specifically designed for MSMEs to bridge the gap between a company’s current assets and liabilities.
Funding amounts from Rs 25 Lacs to Rs 15 Cr
Reasonable Interest Rates
Increases cash flow and sales
Fast processing with little documentation
Simple terms and less paperwork
Working capital loans provide short-term financing for daily operational needs, in contrast to long-term loans for asset acquisition.
An overdraft is a bank service that allows you to spend more money than you have in your account, up to a certain limit. If you exceed this limit, you may be charged fees
To meet working capital requirements or cover dues, sellers can expedite receiving payment by offering a discount on a bill or selling it at a reduced price.
A cash credit facility lets customers utilize the sanctioned amount and pay interest only on the amount used.
Factoring is a financial instrument that allows a company to sell its unpaid invoices to a third party (factor) at a discount. This provides the company with instant cash and helps to manage working capital.
A Letter of Credit (LC) acts as a guarantee from a bank to ensure payment to the seller in case the buyer fails to fulfil their payment obligation. LC discounting eliminates the associated risk and assures the seller regarding the availability of funds.
A Bank Guarantee acts as a debt instrument, issued by a lender to cover unpaid debts in case of a debtor’s default. The bank steps in to make the payment on behalf of the debtor, ensuring the outstanding liabilities are met.
We at Terkar Capital understand the importance of smooth cash flow for businesses in Nagpur. We’re experts known for simplifying access to operating funds and tailoring the application process to your specific needs. This proactive approach not only ensures smooth daily operations for your Nagpur business but also positions you strategically for growth and expansion. We ensure you receive professional guidance in selecting the most suitable working capital product, along with competitive interest rates and quick execution.
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We cordially track the deadlines and make our quality tangible, while executing finance projects well ahead of time.
We comply with the highest professional confidentiality standards. All client information is discussed in strict confidentiality.
We find you the right lenders with similar terms and the lowest rate of interest.
We create a stable ownership structure for financiers by establishing a secure transaction process.
We are building our reputation through reliability, integrity, and honesty. We connect to our clients on personal grounds that include transparency and liability.
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