Disclaimer: Official communication is sent only via emails from @terkarcapital.com; Please note that we do not offer digital lending nor do we charge any advance fees.
Working capital is the difference between the current assets and current liabilities of a company. This type of finance is used by businesses to fill short term gaps in their cash flow. Such as helping business growth, buying raw materials or making operational payments. So this is the place where working capital loans can prove useful for businesses in Nagpur.
Choosing a working capital loan allows businesses in Nagpur to maintain a seamless and effective flow of their operations. The loans are specifically designed for MSMEs to bridge the gap between a company’s current assets and liabilities.

Secured working capital up to 50 Cr

Competitive Interest Rates

Increases cash flow and sales

Quick processing with minimal documentation

Flexible Loan repayment (up to 60 Months)
(*T&C Applied)
Working capital loans are short-term financing for day-to-day operations—not for long-term assets or investments.
An overdraft facility is a kind of loan from your bank that allows you to spend more money than you actually have in your account. There is a limit and you could be charged fees if you go over.
A seller can get paid early by discounting a bill, which means selling it at a discount. Reasons for discounting include working capital needs or paying dues.
A cash credit facility enables customers to use the amount specified by the lender and pay interest only on the used amount. The amount cannot exceed the sanctioned amount.
Factoring is a financial instrument that allows a company to sell its unpaid invoices to a third party (factor) at a discount. This provides the company with instant cash and helps to manage working capital.
LC is a guarantee given by the bank to pay the seller for the buyer’s obligation, in case a buyer fails to make the payment. LC discounting takes away the risk and gives assurance to the seller of the funds.
A Bank Guarantee is issued by the lender to the debtor to cover its liability in case of default. In case of the failure of payment by the debtor, the bank will pay on his behalf.
Learn the Strategies to Master Working Capital Management for Business Success
How do we execute the Working Capital proposal?
We at Terkar Capital understand the importance of smooth cash flow for businesses in Nagpur. We’re experts known for simplifying access to operating funds and tailoring the application process to your specific needs. This proactive approach not only ensures smooth daily operations for your Nagpur business but also positions you strategically for growth and expansion. We ensure you receive professional guidance in selecting the most suitable working capital product, along with competitive interest rates and quick execution.
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Note: All formal communication is solely via designated official emails.






