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Corporate Finance

Corporate Finance in India

Corporate finance includes funding and the steps that the management takes to increase the value of the company. It is considered a liaison between the capital market and the organization. Thus, it deals with the capital creation and development of a corporation. Corporate finance includes company decisions that have financial impacts, tools, and analysis utilized to prioritize and distribute financial resources. Thus, the Corporate loan ultimately intends to maximize the value of a business by planning and implementing resources while also balancing risk and profitability. Apply for hassle free corporate finance services.

corporate finance

5 Steps for Corporate Finance at Terkar Capital:

1. Client Interaction

As soon as we get an inquiry from a client, first, we set up a meeting with him. We focus on understanding the requirements of the client and his expectations. Thus we understand the exact financial and debt condition of the client and his exceptions. This helps to achieve the bottom line. So, we arrange everything in sync with the client’s expectations.

2. SWOT Analysis of the proposal & Capitalising the strengths

Every industry has some strengths and weaknesses. And similarly, every business gains some strengths and faces some challenges. The strengths may be good labor supply, cheap electricity availability, and good connectivity, and challenges may be unstructured debt, the high variable cost of the raw material, and many such. So, we at Terkar Capital, understand all industries and put the effort to understand the company from a financial perspective. Once analyze the company, we prepare the SWOT. And with the help of strengths and weaknesses, we start working on exploring the possible debt options with respect to client expectations at the center. Thus, we will help the client with corporate lenders and strategic corporate finance, and so on.

3. Exploring the debt market options and Choosing the best 

At this stage, we are very clear what is the client’s expectations, what is the exact financial situation of the company. So, now we connect the dots with the Indian debt market. We check what can be the conventional and non-conventional debt products we can explore for the client. We share those options with clients. Then discuss the corporate finance institution, interest rates, and so on with the client. And again keep the client’s interest in the center. In discussion with them, we fix the one or combination of the debt products.

4. Soft Approval

There are many instances where files abruptly log in at many places and don’t know whether that gets approved or not. We are strictly against this process. So, every time we decide on a product, we take the soft approval from the respective financial institutions. Thus, helping everyone to understand the proposal and to have a clear stand on the proposal. So, once we get the soft approval then only log in to the file and execute the whole process of debt fundraising smoothly.

5. Starting the success journey

Once we disburse the funds to the client our assignment doesn’t end here. Rather our relationship with the client starts. We being one of the leading corporate financial management companies, make sure the given debt products work in the best interest of the client and the client should be in a good position to return the debt funds to the lender. So, this will create a win-win condition for all the stakeholders in the debt fundraising process.

Corporate Financing Instruments:

We provide various other debt finance solutions to the corporate. A few of them are listed below:

An unsecured Business Loan is a type of loan that is provided to business owners without the availability of collateral. Thus, One of the most convenient types of loans available. The businesses looking forward to expansions, reconstruction, launching a new business venture, and so on can acquire this loan.

CGTMSE Scheme is an initiative of the Government of India. It means Credit Guarantee Fund Trust for Micro and Small Enterprises. Launched in 2000, it is a trust that provides financial institutions with credit guarantees to provide loans to SMEs and MSMEs.

Bill Discounting is a method of trading where the seller gets the amount in advance before the maturity of the bill at a smaller amount than its actual, i.e., at a discounted rate. The reasons for discounting can be the requirement of working capital requirement, paying dues, and many more. In simple words, Bill Discounting can also be termed as Short Term Loans against a bill as security.

Trade finance includes the financing of international trade. It exists to mitigate, or reduce, the risks involved in an international trade transaction. Thus, it is the financial instrument that helps you to bridge the gap between you and your export business working capital.

It is a type of loan where businesses or corporations keep a property as a mortgage with the financial institution as collateral and get a loan against it. A Loan Against Property can raise corporate funding.

Working capital finance is funding generally used to boost the working capital availability of a business. Thus, it’s a loan that is taken to finance a company’s everyday operations and activities.

Project funding is provided for new business setups, reconstruction, or expansion of an existing business enterprise. Thus, these are the finances that are generated to pay for the initial labor, capital, and other requirements.

Foreign currency funding is when you borrow the amount you need in a foreign currency and repay the loan in that foreign currency too. There are many businesses in India today which have exposure to foreign currency. Such businesses need foreign currency funding.

When a business requires an amount that is too large for a single lender, or outside the scope of the lender’s risk-exposure level, the funds are taken from several lenders. This process is called debt syndication. Terkar Capital provides one of the best debt syndication services in India.

The turnaround time for sugarcane to cash is very high. Therefore, financing sugar mills can be a problem. This is one of the main reasons why sugar industries face crunches on working capital. Sugar pledge loans can resolve this working capital issue of the sugar industry.

Why Terkar Capital for Corporate Finance in India?

1. In-Depth Knowledge

Terkar Capital understands the business. Also, understand the dedication promoters of the company have given to building the business empire and we value that. Finance is a very important part of every business. We make sure all our actions are taken for debt fundraising in such a way that it should help the business to be perpetual.

2. Timely Delivery

There is always a cost to the time and who can understand this better than the business people. We make sure, that whenever we take the assignment, it should be delivered timely. This is because a delay in the delivery of the funds, will hamper the promoter’s planning and even will add the cost to the execution.

3. Conventional and Unconventional Debt Products

We always keep ourselves updated with the current national and international financial market trends. We always make sure that our clients must get the best products available in the debt market, which can justify their financial needs.

4. Perfect Combination of Compliance and Finance

When a company grows with the turnover and experience it also grows with complexity. While raising the finance there are many areas we have to touch on, including compliance. We make sure the fundraising process should be so smooth that it can justify all the areas associated with it.

For More Details Please contact our Experts

If you have any questions, please reach out.
Do contact us before visiting to make sure that you will be served with our best services.

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