Machinery Financing Structured for Business Expansion & Asset Efficiency
Acquire critical equipment without straining cash flows through structured funding designed for manufacturers, contractors, and growth-focused businesses.
Get Exposure
Up to 100 Cr
With ROI
From 9.5 Pa*
And TAT
As Low As 7 Days
(*T&C Applied)
Trusted by Leading Industries in India
The right financing structure ensures your machinery pays for itself.
Key Features of Machine Finance
Ticket size varies from Rs. 25 lacs to Rs 100 Cr
The repayment tenure varies from 3 to 5 years.
Funded in USD if imported, with a lower interest rate*
Structured repayment plans
Includes Industrial machine & Medical Equipments
(*T&C Applied)
Our Machinery Financing Solutions
New Machinery Purchase
Acquire new machinery without blocking working capital or disrupting cash flow. Structured funding aligned with your expansion plans and revenue cycle.
Old Machinery Purchase
Access cost-effective financing for pre-owned machinery to optimize capital investment. Ideal for scaling operations without heavy upfront expenditure.
Import Machinery Financing
Fund imported machinery with structured solutions covering high-value equipment. Designed to manage large investments with optimized repayment terms.
Medical Equipment Finance
Enable acquisition of advanced medical equipment without financial strain. Tailored funding solutions aligned with healthcare business cash flows.
Machinery Refinancing
Reduce your existing loan burden by restructuring into better terms. Improve cash flow with optimized interest rates and repayment structures.
Equipment Leasing
Use machinery without owning it upfront through flexible leasing options. Preserve capital while maintaining operational efficiency and scalability.
How Machinery Financing Helps?
- Preserve working capital while acquiring assets
- Align repayments with machine-generated revenue
- Avoid large upfront capital blockage
- Upgrade technology without financial strain
- Improve production capacity and operational efficiency
- Optimize ROI through structured financing
Documents Required
Owner KYC
- Adhar Card (complete page)
- Pan Card
- Latest Electricity Bill
- Current Rent Agreement
- Passport Size Photo
Business KYC
- GST Certificate
- MOA, AOA, Pan Card
- Shop Act / Trade License
- Certificate of incorporation
- Shareholding Pattern
- Partnership Deed
- Current electricity bill and
- Rent Agreement
Banking
- All account Bank statements (For the last 12 months)
- All current loan sanction letters
Financials
- Last 2 years’ complete Financials
- GST Returns (for last 12 months)
- Machine quotation
- Existing machine details and Invoice (Machine refinance).
Documentation can be a significant step in obtaining machine finance. However, the length of the process is determined by the availability of documentation.
How Terkar Capital Adds Value?
- Funding aligned to machinery lifecycle
- Our fast approvals and disbursals ensure you don’t lose time in upgrading your operations.
- We ensure the most suitable interest rates and terms to reduce financial burden.
- With our strong understanding of machine funding instruments, we structure it to give maximum liquidity at minimal cost.
- We work closely with business owners and promoters to deliver smooth execution.
Client Testimonial
I had a great experience working with Team Terker. They are extremely prompt and responsive in their approach. The team truly understands your requirements and ensures that everything is handled efficiently and without delay.
A special mention to Akshata for her exceptional support. She is highly responsible and always made herself available for coordination, even beyond office hours, accommodating my schedule seamlessly. Her patience and consistent follow-up regarding documents made the entire process smooth and hassle-free.
Overall, a very reliable and professional team to work with.
Terkar Capital has a knowledgeable and professional team with a strong understanding of financial structuring and funding solutions. Their approach is transparent, responsive, and client-focused. The team provides timely support and practical guidance throughout the process. Overall, a reliable financial services partner.
The Terkar Capital team delivered an exceptional solution for my unsecured working capital. The process was smooth, clear, and quick, thanks to their incredibly helpful and supportive team. I highly recommend them; they made what could have been a daunting task feel effortless and manageable, from understanding our situation to final disbursement.
Frequently Asked Questions
Yes. Machinery financing lets you upgrade or purchase machines without impacting your daily cash flow.
Yes. We arrange funding for both domestic and imported machinery.
Absolutely. With machinery refinancing, you can unlock liquidity from your existing assets.
Not necessarily. Our team structures the repayment terms based on your industry cycle, ensuring you don’t feel the burden during low-demand months.
Both options are possible. Depending on the asset value, age, and condition of the machinery, financing can be arranged for new as well as pre-owned equipment.
Not at all. In fact, we collaborate with multiple financial institutions to ensure you get the best deal while keeping your banking relations intact.
