Apply for Business Loan Under CGTMSE Scheme Up To ₹5 Cr.

Best for MSMEs | Collateral-Free | Government-backed Loans

Easy Process

Less Paperwork

Flexible Loan Repayment

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Key Features of CGTMSE Loan

CGTMSE loan help businesses cover expenses, ranging from short-term needs like working capital to long-term ones such as equipment purchases and expansion, with the added benefit of credit guarantee support for eligible enterprises.

(*T&C Applied)

Why Choose CGTMSE Loan?

The scheme aims to strengthen the credit lending facility overall.
It offers a Hybrid Security product that covers the credit facility up to 5 Crores without collateral.
Under this scheme, the government helps to extend the credit facility up to Rs 5 Crores.
Guarantee cover will exist until the total tenure of the loan credit.
There is no restriction on the utilization of the limit, so you can keep it as a cushion for liquidity.
The CGTMSE aims to acquire term loans & working capital utilities from the same organization.

CGTMSE Loan Process

1. Start Your Business

We cordially track the deadlines and make our quality tangible, while executing finance projects well ahead of time.

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2. Prepare a Project Report

This is extremely crucial as the chances of your loan getting approved will significantly depend on this. You will have to provide a thorough business plan with all the required details.

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3. Apply For Loan Sanction

Along with the project report, visit a reputed financial institution or bank to apply for your loan.

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4. Get the CGTMSE Coverage

Once your loan is approved, the institution or bank will apply to the relevant CGTMSE scheme. After approval, you can get the loan by paying the required service charges and CGTMSE charges.

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Why Terkar Capital?

We offer hassle-free unsecured funding of up to Rs 5 cr under the CGTMSE scheme.
We provide personalized assistance to help business decision-makers understand the scheme thoroughly and make the best choice for their needs.
Every business is different—our team looks at your specific needs before structuring the facility.
Our commitment extends beyond the loan process as we value our relationship with borrowers.
Our execution is always transparent, professional, and timely.

Client Testimonial

I had a great experience working with Team Terker. They are extremely prompt and responsive in their approach. The team truly understands your requirements and ensures that everything is handled efficiently and without delay. A special mention to Akshata for her exceptional support. She is highly responsible and always made herself available for coordination, even beyond office hours, accommodating my schedule seamlessly. Her patience and consistent follow-up regarding documents made the entire process smooth and hassle-free. Overall, a very reliable and professional team to work with.

Manjeet Yadav

Terkar Capital has a knowledgeable and professional team with a strong understanding of financial structuring and funding solutions. Their approach is transparent, responsive, and client-focused. The team provides timely support and practical guidance throughout the process. Overall, a reliable financial services partner.

Bharat Rasale

The Terkar Capital team delivered an exceptional solution for my unsecured working capital. The process was smooth, clear, and quick, thanks to their incredibly helpful and supportive team. I highly recommend them; they made what could have been a daunting task feel effortless and manageable, from understanding our situation to final disbursement.

Nidhi Chavda

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.