Apply for Business Loan Under CGTMSE Scheme Up To ₹5 Cr.

Best for MSMEs | Collateral-Free | Government-backed Loans

Easy Process

Less Paperwork

Flexible Loan Repayment

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Key Features of CGTMSE Loan

CGTMSE loan help businesses cover expenses, ranging from short-term needs like working capital to long-term ones such as equipment purchases and expansion, with the added benefit of credit guarantee support for eligible enterprises.

(*T&C Applied)

Why Choose CGTMSE Loan?

The scheme aims to strengthen the credit lending facility overall.
It offers a Hybrid Security product that covers the credit facility up to 5 Crores without collateral.
Under this scheme, the government helps to extend the credit facility up to Rs 5 Crores.
Guarantee cover will exist until the total tenure of the loan credit.
There is no restriction on the utilization of the limit, so you can keep it as a cushion for liquidity.
The CGTMSE aims to acquire term loans & working capital utilities from the same organization.

CGTMSE Loan Process

1. Start Your Business

We cordially track the deadlines and make our quality tangible, while executing finance projects well ahead of time.

2. Prepare a Project Report

This is extremely crucial as the chances of your loan getting approved will significantly depend on this. You will have to provide a thorough business plan with all the required details.

3. Apply For Loan Sanction

Along with the project report, visit a reputed financial institution or bank to apply for your loan.

4. Get the CGTMSE Coverage

Once your loan is approved, the institution or bank will apply to the relevant CGTMSE scheme. After approval, you can get the loan by paying the required service charges and CGTMSE charges.

Why Terkar Capital?

We offer hassle-free unsecured funding of up to Rs 5 cr under the CGTMSE scheme.
We provide personalized assistance to help business decision-makers understand the scheme thoroughly and make the best choice for their needs.
Every business is different—our team looks at your specific needs before structuring the facility.
Our commitment extends beyond the loan process as we value our relationship with borrowers.
Our execution is always transparent, professional, and timely.

Client Feedback

What our clients think about us?

N Nihalani

We have had a smooth experience with all our capital arrangements facilitated via Terkar Capital so far. Its very comforting to work with people as professional and straightforward as Vishal and the rest of his team. Thanks for everything.

C Sonawane

Thank you Terkar Capital for processing my business loan in just a few working days. Very professional & skilled team. They understood my requirements to a level that were beyond my expectations from any lending company. I strongly recommend Terkar Capital.

24th Mile

We are very thankful to Terkar Capital for your efforts in arranging facility. Their approach is very simple, professional, and fast! The team is highly responsive that executed the process in short span of time without any hassles. Great work... Thank you!

M Dwivedi

I got an unsecured business loan within 7 working days .their specialized experts verfied all the documents and granted me the loan .getting a business loan from terkar capital is the easiest way to get a loan.

Terkar Capital is a registered brand of Terkar Global Financial Development Pvt Ltd, an Investment Banking Firm with a national footprint. We work extensively with professionals and businesses of all sizes to arrange debt funding instruments.