Office Hours: Mon:Sat 9:00 AM - 6:00 PM
Office Hours: Mon:Sat 9:00 AM - 6:00 PM

Loan Against Shares

Due to heavy web traffic, if you find the inquiry form is not functional, feel free to Book a call with us!!

Loan Against Shares (LAS) Facility

LAS is also known as Loan Against Shares or Securities. As per the Indian banking system, it is always important to have the security to raise funds. The higher the security the better the possibility. Of course, business cash flow is one of the important parts of the consideration.

When it comes to security, financial institutions will consider security which includes – Fixed assets, Gold, bonds, Shares, Mutual Funds, Fixed deposits etc. Under LAS, Financial Institutions consider Bonds, Shares, and Mutual Funds as security to arrange debt funding security.

Key Features of Loan Against Shares / Securities Facility

Loan Secured by Shares

financial document

Loan up to 50% of the Market Value of Shares

interest rate

Lower Interest Rates

Execution

Tenure is up to 60 Months

smooth processing icon

End-to-end Execution

Objectives of Loan Against Shares

Many objectives can be achieved with a loan against shares. Some of these objectives include:

  • Paying for a large expense, such as a home renovation or a new car.
  • Consolidating debt.
  • Investing in other opportunities.
  • Covering unexpected expenses.

Documents Required for LAS Facility

To avail loan against shares facility, you need to have a demat account and shares in your name. Provide the lender with the following documents:

  • Proof of identity
  • Proof of address
  • Income proof
  • Share certificates
  • Demat account statement

FAQs

1. What is the Turnaround time to raise the funds?

This is one of the liquid tradable securities. And does not require much due diligence. So the turnaround time to raise the funds will be of 5-6 working days.

2. What is the loan against shares interest rate?

There is no specific consideration for the interest rate. It will be regular and based on the repo rate.

3. What is the Loan to Value Ratio?

The loan-to-value ratio depends on the rating of the security. It starts with 40% and may go up to Rs. 90% of the market value.

Avail Loan Against Shares at Terkar Capital

At Terkar Capital, we understand the importance of providing financial solutions that meet your business’s needs. That’s why we facilitate a financial product namely Loan Against Shares or Securities (LAS facility). It is categorised under secured debt instruments. So, let’s explore!!

What sets us apart?

1. Fast Turnaround Time

We cordially track the deadlines and make our quality tangible, while executing finance projects well ahead of time.

2. Confidentiality

We comply with the highest professional confidentiality standards. All client information is discussed in strict confidentiality.

3. Competitive ROI

We find you the right lenders with similar terms and the lowest rate of interest.

4. Hassle-free Processing

We create a stable ownership structure for financiers by establishing a secure transaction process.

5. High Level of Integrity

We are building our reputation through reliability, integrity, and honesty. We connect to our clients on personal grounds that include transparency and liability.