1. Submitting the portfolio statement.
We Worked With
Key Features of LAS Facility
We make this process fast, reliable, and cost-effective, helping you bridge short-term financial needs without disrupting your long-term portfolio.
LTV Ranging from 40% to 95% of Securities
Retain the ownership while accessing liquidity
Professional Execution
Smooth Processing
OD Facility (Pay only on usage)
(*T&C Applied)
Why Choose Loan Against Securities In 2026?
- Get instant liquidity against your securities (Shares, MFs, FDs, SGBs).
- LTV up to 95% of your securities are subject to the securities type.
- Interest rate will be as low as secured debt instruments.
- There is no restriction on the utilization of the limit, so you can keep it as a cushion for liquidity.
- Easy account handling
- No capital gain tax comes into the picture.
Why Terkar Capital?
- We understand both primary and secondary markets deeply.
- We create a custom funding structure that blends LAS with other debt options to give you maximum liquidity at the lowest cost.
- Every business is different—our team looks at your specific needs before structuring the facility.
- With years of experience in arranging LAS, we know the best practices and market opportunities to get you funding faster and at better terms.
- Our execution is always transparent, professional, and timely.
How Do We Execute?
2. Analyzing the Strengths and Opportunities.
3. Terkar Capital team shares the In-Principle confirmation (before log in).
4. Post your confirmation, we will get the KYC documents.
5. Log in the Proposal with OTP.
6. Pledging the shares.
7. Final Sanction.
8. Disbursement.
Frequently Asked Questions
Yes. Since this facility is secured against your holdings, you can still avail LAS without affecting your existing loans.
Absolutely. LAS lets you access funds while keeping ownership of your investments intact.
No. Since LAS is secured against your securities, your credit score does not matter.
No. With the OD format, you only pay interest on the amount you actually use.
Yes. LAS comes with no prepayment charges, so you have full flexibility.
Client Testimonial
I had a great experience working with Team Terker. They are extremely prompt and responsive in their approach. The team truly understands your requirements and ensures that everything is handled efficiently and without delay.
A special mention to Akshata for her exceptional support. She is highly responsible and always made herself available for coordination, even beyond office hours, accommodating my schedule seamlessly. Her patience and consistent follow-up regarding documents made the entire process smooth and hassle-free.
Overall, a very reliable and professional team to work with.
Terkar Capital has a knowledgeable and professional team with a strong understanding of financial structuring and funding solutions. Their approach is transparent, responsive, and client-focused. The team provides timely support and practical guidance throughout the process. Overall, a reliable financial services partner.
The Terkar Capital team delivered an exceptional solution for my unsecured working capital. The process was smooth, clear, and quick, thanks to their incredibly helpful and supportive team. I highly recommend them; they made what could have been a daunting task feel effortless and manageable, from understanding our situation to final disbursement.
