Trusted by Leading Industries in India
we don’t simply arrange loans.
We Structure Funding Aligned to Your Business Metrics.
Cash flow Based Assessment
Fast Turnaround time (as low as 3-4 days)
Customized Solutions
Smooth Processing
Simple terms and less paperwork
Eligibility Criteria
Eligibility depends on the financial firm’s or its usual business practices. In general:
- Business should be registered and operational within India.
- The applicants must be between 25 and 55 years old.
- A CIBIL score of over 720 is required in most cases.
- Proof of income and detailed financial statements
- The Business should be operational for at least 3 Years
- The minimum turnover must be INR 40-50 lac
Documents Required
Owner KYC
- Adhar Card (complete page)
- Pan Card
- Latest Electricity Bill
- Current Rent Agreement
- Passport Size Photo
Business KYC
- GST Certificate
- MOA, AOA, Pan Card
- Shop Act / Trade License
- Certificate of incorporation
- Shareholding Pattern
- Partnership Deed
- Current electricity bill and
- Rent Agreement
Banking
- All account Bank statements (For the last 12 months)
- All current loan sanction letters
Financials
- Last 2 years’ complete Financials
- GST Returns (for last 12 months)
Documentation can be a significant step in obtaining a UBL facility. However, the length of the process is determined by the availability of documentation.
How Unsecured Funding Supports Your Business Growth?
- Manages asset renovation, vendor payments, salaries, and working capital seamlessly.
- Access liquidity during unexpected financial circumstances
- No need to pledge collateral, keeping your resources intact.
- Flexible structures that allow smooth repayment without adding financial stress.
- Use funds for business expansion, technology upgrades, or market opportunities.
- Helps restructure or consolidate higher-cost borrowings
Why Choose Terkar Capital?
- We work closely with promoters and decision-makers to ensure smooth execution.
- We assess your business needs carefully and structure funding that aligns with your goals.
- Our fast processing ensures you get funds when you need them the most.
- Secure capital without pledging assets, keeping your resources safe.
- Use the funds for working capital, expansion, debt consolidation, or new opportunities.
- With years of experience in debt fundraising, we deliver cost-effective and reliable solutions.
Client Testimonial
I had a great experience working with Team Terker. They are extremely prompt and responsive in their approach. The team truly understands your requirements and ensures that everything is handled efficiently and without delay.
A special mention to Akshata for her exceptional support. She is highly responsible and always made herself available for coordination, even beyond office hours, accommodating my schedule seamlessly. Her patience and consistent follow-up regarding documents made the entire process smooth and hassle-free.
Overall, a very reliable and professional team to work with.
Terkar Capital has a knowledgeable and professional team with a strong understanding of financial structuring and funding solutions. Their approach is transparent, responsive, and client-focused. The team provides timely support and practical guidance throughout the process. Overall, a reliable financial services partner.
The Terkar Capital team delivered an exceptional solution for my unsecured working capital. The process was smooth, clear, and quick, thanks to their incredibly helpful and supportive team. I highly recommend them; they made what could have been a daunting task feel effortless and manageable, from understanding our situation to final disbursement.
Financial Products We Offer
Unsecured Working Capital
Business Expansion Funding
CC/OD Alternatives
Cash Flow-Based Funding
Short-Term Business Loans
Industries We Serve:
IT
Pharma & Healthcare
E Commerce
EV & Automobiles
Manufacturing
and Many
© Terkar Capital 2026
CIN – U70200PN2023PTC224016
GST No: 27AFHPT0177K1Z0
