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Bank Overdraft vs Cash Credit For running the daily operations working capital of the business is essential, and for that, the company needs to take short-term or long-term loans. So, the popular options in short-term loans are cash credit and overdraft and long-term loan options are the line of credit or business loans, etc. Cash […]

A Bank Guarantee and a letter of credit are promises from a financial institution. A borrower will actually want to reimburse an obligation to another party, regardless of the account holder’s financial conditions. While different, both bank guarantee and letter of credit, guarantee the third party that if the acquiring party can’t reimburse what it […]

The micro, small and medium enterprises sector is one of the largest providers of employment and industrial output in the country. As much as 45% of industrial production and 40% of India’s exports come from the MSME sector. Hence, the need for business finance is also higher in this sector. So, to avail MSME loan […]

The leased properties can source you funds! Yes, you read it correctly. The leased properties can, however, give you funds. It can use for either expansion, purchase of assets, or paying off other loans. Such loans can obtain through a debt product called Lease Rental Discounting (popularly known as LRD). Let us learn what is […]

What is business collateral? If you own a business, you might need funds to run and manage its guarantee effectively. Such funds can be raised by either opting for a secured loan or an unsecured loan. You may also need to offer collateral to approve the loan application. But, what exactly is the business collateral? […]

For starting, expanding, or running a business, funds are of prime importance. These funds can be raised in two ways, debt funding and equity funding. Equity Funding is raising finances by selling the shares of a company. Moreover, debt financing occurs when a company borrows money to be paid back at a future date with […]

Updating to new technology plays a huge role in ensuring that your business grows. Businesses have to adapt to the environment. That is they need to update their existing operations. One can opt for purchasing the latest machinery to increase production or can go for expansion. You can avail of a machinery loan at attractive […]

Businesses face cash crunch frequently. So the major requirements for funding are from Micro, Small, and Medium Enterprises (MSMEs). The need for funds can be for paying dues, purchasing assets, running the business, expanding, etc. So, To overcome such issues, working capital can be the perfect solution. Working Capital Finance helps in short-term operations. It […]